Bring financial services to the businesses you already serve.
Add a branded payment service to the client relationship you already own. Shape supplied frontend and native app source around your business clients, publish on your domain and connect the agreed reporting to your operations; PayFacLite® runs the acquiring and payment foundation beneath it.
Your client relationship leads. PayFacLite® operates the foundation.
Give business clients a payment service through the brand and service relationship they already know. They accept payments from their own customers; you shape the proposition and client support, with PayFacLite® operating the agreed foundation behind it.
- Build on the relationship you own
- Give existing business clients a clear route to payment acceptance through your platform or service team, under your brand.
- Extend the service you provide
- Offer a separate branded Hosted experience shaped from supplied source, with services and commercial terms agreed for your client audience.
- Connect client operations
- Bring payment, settlement and reconciliation data into client workflows. Where enabled and agreed, collect service fees through settlement.
Hosted proposition. One governed foundation.
Build a branded payment service around your business clients, with supplied source, agreed system connections and a clear route from proposition design to launch.
Workshop
Define your business-client segments, their payment needs, your service proposition and the programme scope.
User journey
Design how clients discover the service, apply, accept payments from their customers and get support through your brand.
Integration
Shape the supplied source and agree how your domain, hosting, client systems and operational reporting connect.
UAT
Test client journeys, service hand-offs, system connections and reporting before approval to go live.
Launch
Introduce the service to your first business clients, then extend adoption and services within the agreed programme.
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
A hosted payment proposition for the businesses you serve.
Your organisation owns the client relationship and service proposition. PayFacLite® supplies the starting components and operates the agreed acquiring and payment foundation.
- Client access
- Introduce business clients to a branded route for application and payment acceptance through your platform or service team.
- Brand and journeys
- Shape supplied frontend and native app source around your client audience, brand and domain within agreed terms.
- Service connection
- Agree the service offer, commercial terms and how onboarding, support and reporting connect to your client operations.
- Operating foundation
- PayFacLite® operates the agreed regulated acquiring, payment, settlement and reporting services.
One agreed operating foundation
Build the service around your business clients. Connect them to agreed payment capabilities while PayFacLite® operates the acquiring and operational foundation behind the proposition.
- Client activity
- Use available payment and client reporting to support service conversations with the businesses you serve.
- Settlement and reconciliation
- Connect agreed settlement information to the client-service and finance processes your teams use.
- Clear responsibilities
- Your organisation owns its client proposition and relationship. PayFacLite® operates the agreed foundation; regulated responsibilities remain with the relevant entity.
Your client proposition.Powered by PayFacLite®
You control
Shape and publish the branded Hosted proposition for your business clients.
- Shape the supplied experienceStart from frontend and native app source for a branded proposition aimed at your business clients.
- Own the brand and domainSet the client-facing look, domain and route to the Hosted proposition.
- Serve business clientsGive them a branded route to accept payments from their own customers.
- Connect agreed operationsReturn settlement and reporting information through the agreed client-system connections.
PayFacLite® operates
- Connect the acquiring routeAcquirer-direct acquiring.
- Onboard and verify merchantsMerchant onboarding, KYC, KYB and AML.
- Underwrite and approveRisk review and ultimate approval.
- Process and settleProcessing, settlement and reconciliation.
- Monitor and reportReporting, compliance controls and regulatory operations.
Support, updates and assurance
- PayFacLite® integrationPlatform layer access and technical support.
- Platform operationsPlatform and operations support.
- Updates and statusSoftware updates and the status page.
- Monthly assuranceMonthly performance and audit reports.
- Hosting optionsPayFacLite-hosted or self-hosted.
Licence, modification and maintenance terms; supplied source and components; native apps and app-store arrangements; support and report scope; hosting responsibilities; permitted product presentation and parameters; and regulatory roles are agreed for each programme. Platform access or a licence does not itself confer regulated status.
Extend your client proposition. Your way.
Choose how your team delivers a branded payment service to business clients. Every route keeps your client relationship in front, with PayFacLite® operating the agreed acquiring and payment foundation.
- Supplied sourceFrontend and native app source under agreed terms.
- Client journeysShape the service for the businesses you already support.
- Native appsAgree app modification and app-store arrangements.
- Domain and hostingPublish under your brand with hosting responsibilities agreed.
- Client operationsAgree how reporting and settlement connect to your systems.
- Testing and launchValidate client journeys and service hand-offs before launch.
Work with PayFacLite® specialists to define the business-client audience, branded experience, service scope and delivery responsibilities, then follow an agreed route through testing and launch.
Best when your team wants support designing and delivering a payment service for its existing clients.
- route
- Guided
- foundation
- One governed PayFacLite® foundation
- surface
- Business-client proposition and journeys
- surface
- Supplied frontend and native app source
- surface
- Service hand-offs and launch readiness
Technical delivery, built in
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
Agree the proposition around your operating model.
Confirm the platform components, commercial terms, delivery responsibilities and service scope before launch.
Agreed for each proposition
Hosted proposition
Agree the supplied frontend and native app source, brand, domain, permitted changes and client journey for the Hosted proposition.
- Supplied source
- Brand and domain
- Client journey
Product availability depends on programme structure, eligibility and applicable regulatory requirements. Lending and payouts are subject to eligibility, programme availability and applicable partner-provider conditions. The reporting returned to your systems and how it supports client operations are agreed within the integration scope.
Acquiring infrastructure for international platforms.
Build and operate across the UK, Europe and the United States from a single governed PayFacLite® operating foundation.
United Kingdom
Regulated acquiring foundation
Europe
Infrastructure for multi-market propositions
United States
Infrastructure for international growth
Market availability depends on programme structure, product scope and applicable regulatory requirements.
- Verofy Ltd (trading as Verofy® Acquiring) — FCA Authorised Payment Institution
- PCI DSS Level 1
- Safeguarding in line with regulatory requirements
- United Kingdom
What will you build?
Keep control of the customer relationship, shape a proposition that’s yours, and create more value in your business. We’ll help map the right operating model.
A clear view of your platform route.
- Your proposition
- Who it serves and what it offers.
- The operating model
- Where the regulatory boundary sits.
- Delivery and integration
- How your team connects and goes live.