Launch a custom, hosted payments proposition on your own domain.
Start from PayFacLite® frontend and native iOS and Android application source, pre-integrated with the operating layer. Your team shapes it into your proposition, publishes it on your own domain, and PayFacLite® operates the regulated foundation beneath it.
- Best for
- ISOs & Utility Platforms
- You receive
- Frontend and native application
- You control
- Brand, journeys, domain and roadmap
- Operated by
- PayFacLite®
A proposition of your own, without
building every interface from scratch.
Hosted is for an organisation that already has the customers and the commercial reason to offer payments, and does not want its first two years spent building screens.
- Beyond white label
- You are not reselling somebody else’s product with your logo on it. The source is supplied to your team to own, shape and extend, so the proposition, the journeys and the roadmap are genuinely yours.
- Your hosted, customer solution.
- Merchants apply, sign in and operate on your domain, inside your brand. The commercial relationship stays with you, and the product carries your name rather than an intermediary’s.
- The operating layer is ready
- Onboarding, payments, settlement and reporting are already in place. Shape your proposition around in-person and online acceptance, payment links and SoftPOS on compatible devices where available.
You shape the surface. PayFacLite® operates the foundation.
The line is the same on every Hosted programme, and it is drawn before anything is built.
You control
Shape the product and customer experience you take to market.
- Shape your interfaceStart with the supplied frontend source and make the experience your own.
- Own the mobile experienceBuild on supplied native iOS and Android application source.
- Set your brand and journeysDefine the look, feel and customer journeys around your proposition.
- Evolve the propositionDirect product configuration and future development.
PayFacLite® operates
- Connect the acquiring routeAcquirer-direct acquiring.
- Onboard and verify merchantsMerchant onboarding, KYC, KYB and AML.
- Underwrite and approveRisk review and ultimate approval.
- Process and settleProcessing, settlement and reconciliation.
- Monitor and reportReporting, compliance controls and regulatory operations.
Support, updates and assurance
- PayFacLite® integrationPlatform layer access and technical support.
- Platform operationsPlatform and operations support.
- Updates and statusSoftware updates and the status page.
- Monthly assuranceMonthly performance and audit reports.
- Hosting optionsPayFacLite-hosted or self-hosted.
Licence, modification and maintenance terms; supplied source and components; native apps and app-store arrangements; support and report scope; hosting responsibilities; permitted product presentation and parameters; and regulatory roles are agreed for each programme. Platform access or a licence does not itself confer regulated status.
What arrives, and what you do with it.
The supplied estate is a starting position rather than a finished product. These are the parts of it, and what your team is free to do to each.
- Frontend application source
- The merchant-facing web application, pre-integrated with the operating layer. Yours to restyle, restructure and extend.
- Native iOS and Android source
- Native application source for the mobile estate, subject to the components and app-store arrangements agreed for the programme.
- The operating layer beneath it
- Onboarding, acceptance, money movement and reporting already connected, so the first screen you change is already talking to a live operation.
- The same integration surface
- The API contract, signed events and sandbox are there when you want to go further than the supplied source.
In-depth or light-touch.The choice is yours.
Launch the supplied Hosted solution quickly with no technical build required from your team, if that is the right starting point. When you are ready, add further capabilities and technical customisation around the experience at your own pace.
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
Discuss Implementation SupportFrom the workshop to your first merchants.
The approved route, narrowed to what a Hosted programme actually does. Each stage completes when it is ready.
Workshop
A focused conversation with the partner team about the proposition you intend to launch.
Proposition
Packaging, pricing within agreed parameters, hardware and eligible products. Exact terms are bespoke.
Configuration
Which components are supplied, and the licence, modification and maintenance terms that apply to them, agreed before delivery.
Hosted
Your team takes the supplied estate, shapes it into the proposition and stands it up on your own domain.
Launch
Platform, commercial and compliance onboarding complete; production credentials issued under the agreed operating model.
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
Explore Implementation SupportSee how Hosted compares.
Compare Hosted, Embedded, PayFac and Acquirer in the same structure used across the site. Each arrangement keeps its own delivery, operating and regulatory boundary.
| Operated infrastructure | Licensed infrastructure | |||
| Platform model | HostedYou are here | EmbeddedExplore Embedded | PayFacExplore PayFac | AcquirerExplore Acquirer |
|---|---|---|---|---|
| Best for | ISOs & Utility Platforms | Software Platforms & ISVs | PAYFACS, PSPS & REGULATED PAYMENT COMPANIES | ESTABLISHED ACQUIRERS OPERATING UNDER THEIR OWN PERMISSIONS |
| Proposition | Launch a custom payments proposition on your own domain. | Build the payments experience into your own product. | Run an agreed acquiring programme on licensed infrastructure. | Operate the full platform on licensed infrastructure under your own permissions. |
| What is supplied | Frontend and native iOS and Android application source, pre-integrated with the operating layer. | The API contract, signed webhooks, sandbox, and SDKs and agent tooling as available. | PayFacLite® platform technology, licensed and configured for the programme. | The complete licensed platform and supporting technical infrastructure. |
| Delivery and integration | Pre-integrated; extended through the same contract. | APIs, SDKs, webhooks, sandbox and approved integration tooling. | The platform connected to an agreed acquiring environment. | The licensed platform, integrated with your acquiring or programme structure. |
| What you control | Brand, journeys and roadmap | The complete product architecture | Configuration, estate and operations | Product, operation and commercial model |
| What PayFacLite® operates | Operated by PayFacLite® | PayFacLite® | Programme-defined | Regulated organisation |
| Acquiring structure | PayFacLite®, acquirer-direct | PayFacLite®, acquirer-direct | Agreed acquiring programme | Regulated organisation’s approved structure |
| Regulated responsibility | The regulated entity beneath PayFacLite® | The regulated entity beneath PayFacLite® | Programme-defined | Regulated organisation under its permissions |
| Route to live | Source supplied, shaped by your team, launched on the operated foundation. | Build against the contract in the sandbox, then move the same integration to production. | Agree the programme, configure the platform to it, then operate within it. | Confirm permissions and acquiring structure, configure the platform, then operate it yourself. |
| Capability access | The operated capability set, within agreed programme parameters. | The operated capability set, within agreed programme parameters. | The platform’s capabilities, within the agreed programme. | The platform’s capabilities, configured under your own permissions. |
Platform model
Operated infrastructure
Hosted
You are here- Best for
- ISOs & Utility Platforms
- Proposition
- Launch a custom payments proposition on your own domain.
- What is supplied
- Frontend and native iOS and Android application source, pre-integrated with the operating layer.
- Delivery and integration
- Pre-integrated; extended through the same contract.
- What you control
- Brand, journeys and roadmap
- What PayFacLite® operates
- Operated by PayFacLite®
- Acquiring structure
- PayFacLite®, acquirer-direct
- Regulated responsibility
- The regulated entity beneath PayFacLite®
- Route to live
- Source supplied, shaped by your team, launched on the operated foundation.
- Capability access
- The operated capability set, within agreed programme parameters.
Operated infrastructure
Embedded
Explore Embedded- Best for
- Software Platforms & ISVs
- Proposition
- Build the payments experience into your own product.
- What is supplied
- The API contract, signed webhooks, sandbox, and SDKs and agent tooling as available.
- Delivery and integration
- APIs, SDKs, webhooks, sandbox and approved integration tooling.
- What you control
- The complete product architecture
- What PayFacLite® operates
- PayFacLite®
- Acquiring structure
- PayFacLite®, acquirer-direct
- Regulated responsibility
- The regulated entity beneath PayFacLite®
- Route to live
- Build against the contract in the sandbox, then move the same integration to production.
- Capability access
- The operated capability set, within agreed programme parameters.
Licensed infrastructure
PayFac
Explore PayFac- Best for
- PAYFACS, PSPS & REGULATED PAYMENT COMPANIES
- Proposition
- Run an agreed acquiring programme on licensed infrastructure.
- What is supplied
- PayFacLite® platform technology, licensed and configured for the programme.
- Delivery and integration
- The platform connected to an agreed acquiring environment.
- What you control
- Configuration, estate and operations
- What PayFacLite® operates
- Programme-defined
- Acquiring structure
- Agreed acquiring programme
- Regulated responsibility
- Programme-defined
- Route to live
- Agree the programme, configure the platform to it, then operate within it.
- Capability access
- The platform’s capabilities, within the agreed programme.
Licensed infrastructure
Acquirer
Explore Acquirer- Best for
- ESTABLISHED ACQUIRERS OPERATING UNDER THEIR OWN PERMISSIONS
- Proposition
- Operate the full platform on licensed infrastructure under your own permissions.
- What is supplied
- The complete licensed platform and supporting technical infrastructure.
- Delivery and integration
- The licensed platform, integrated with your acquiring or programme structure.
- What you control
- Product, operation and commercial model
- What PayFacLite® operates
- Regulated organisation
- Acquiring structure
- Regulated organisation’s approved structure
- Regulated responsibility
- Regulated organisation under its permissions
- Route to live
- Confirm permissions and acquiring structure, configure the platform, then operate it yourself.
- Capability access
- The platform’s capabilities, configured under your own permissions.
Acquiring infrastructure for international platforms.
Build and operate across the UK, Europe and the United States from a single governed PayFacLite® operating foundation.
United Kingdom
Regulated acquiring foundation
Europe
Infrastructure for multi-market propositions
United States
Infrastructure for international growth
Market availability depends on programme structure, product scope and applicable regulatory requirements.
- Verofy Ltd (trading as Verofy® Acquiring) — FCA Authorised Payment Institution
- PCI DSS Level 1
- Safeguarding in line with regulatory requirements
- United Kingdom
What will you build?
Keep control of the customer relationship, shape a proposition that’s yours, and create more value in your business. We’ll help map the right operating model.
A clear view of your platform route.
- Your proposition
- Who it serves and what it offers.
- The operating model
- Where the regulatory boundary sits.
- Delivery and integration
- How your team connects and goes live.