Hosted
Launch a custom payments proposition on your own domain.
- Suited to
- Teams that want to launch without building every interface from zero.
- Operating position
- PayFacLite® operates the regulated foundation.
The platform behind
your payments business.
PayFacLite® is a Verofy company. We provide the acquirer-grade platform, infrastructure and operating capabilities behind payments propositions built around your brand.
Your brand. Your customer relationships. A platform configured around the business you want to build, with acquiring and operating responsibilities agreed for your programme.
More than referral.
Without starting from zero.
You should not have to build every system to create a payments business of your own. PayFacLite® brings the platform, integration and operating capabilities together, with the right arrangement for your ambitions.
- Referral
- Introduce merchants into another business’s proposition.
- Build with PayFacLite®
- Shape your proposition on an established, configurable platform.
- Build independently
- Assemble and maintain your own technology, partners and operating capabilities.
Your proposition in front.
PayFacLite® beneath it.
- Your businessYou control
- Your brand and proposition
- The customer or merchant relationship
- Product experience and go-to-market
- Commercial model and partner strategy
- Our infrastructurePayFacLite® provides
- Acquirer-grade platform and integration infrastructure
- Merchant onboarding and payments operations
- Risk controls, settlement, reconciliation and reporting
- Delivery, technical and operational support
Platform capabilities and operating services depend on the agreed arrangement. A partner may operate under its own permissions; using PayFacLite® does not transfer its regulatory responsibilities.
Configuration & oversight
Acquiring Management Control Centre.
Configure products, commercial controls and operational oversight in one place. Available capabilities and access follow your agreed programme and permissions.
- Products & onboarding
- Pricing & fee structures
- Settlement & reporting
- Partner & estate oversight
Different businesses.
Shared ambition.
Start with the business you run and the relationships you want to strengthen. Then choose the platform arrangement that supports it.
Who we work with
ISOs & payment businesses
Independent sales organisations and merchant-services businesses.
Move beyond introductions. Build a branded proposition with product choice, commercial controls and visibility of partner income.
Brand · merchant relationships · commercial control
Explore ISO solutionsUtility & service platforms
Businesses with an established base of business customers.
Add payments alongside the services customers already buy from you, with a joined-up experience and an additional revenue opportunity.
Existing customers · bundled services · payments
Explore utility solutionsISVs & software platforms
Independent software vendors, SaaS and POS platforms.
Embed onboarding, acceptance and settlement information into your product. Keep the payment journey connected to your software.
Native journeys · APIs · connected operations
Explore ISV solutionsPayment service providers
PSPs bringing payment services to merchants or platforms.
Extend your proposition with configurable infrastructure, partner programmes and operational tooling around your existing business.
Service breadth · integration · programme control
Explore PSP solutionsPayment facilitators
PayFac businesses operating or developing a merchant programme.
Coordinate onboarding, merchant oversight and commercial operations on licensed infrastructure, within the agreed acquiring programme.
Merchant programmes · oversight · operations
Explore PayFac solutionsAcquirers
Acquiring organisations building or modernising their operating platform.
Use PayFacLite® as the technology and control layer around your acquiring infrastructure, products and partner estate.
Your acquiring · configurable platform · estate
Explore acquirer solutions
A business type is not an operating model. Your permissions, acquiring relationships and delivery needs determine the arrangement—not the label you choose here.
Choose the relationship.Build on your terms.
Four platform arrangements. Different ways to build, integrate and operate—not business types or steps you must progress through.
Operated infrastructure
Embedded
Build the payments experience into your own product.
- Suited to
- Teams seeking complete control of product and architecture.
- Operating position
- PayFacLite® operates the regulated foundation.
Licensed infrastructure
PayFac
Run an agreed acquiring programme on licensed infrastructure.
- Suited to
- Payment organisations with an acquiring strategy or relationship.
- Operating position
- Operate within an agreed programme structure.
Acquirer
Operate the full platform on licensed infrastructure under your own permissions.
- Suited to
- Appropriately regulated organisations seeking greater control.
- Operating position
- Your organisation operates under its own regulatory permissions.
Source, hosting, acquiring relationships and responsibilities are agreed for each programme. Licensing technology does not confer regulated status.
Trust CentreControl the proposition. Keep the regulated boundary clear.
Partners control the proposition, customer relationship and commercial model.
PayFacLite® provides the agreed platform and operating capabilities; the acquiring relationship is defined by the programme.
Where a partner operates under its own permissions, it retains the associated regulatory responsibilities. The relevant regulated entities and their roles are confirmed for each arrangement.
From your ambition to a working platform.
Start with your business, customer relationships and the proposition you want to build. Together, we map the platform arrangement, responsibilities and delivery plan.
Workshop
Understand your business, customers, proposition and ambitions.
Evaluation
Assess platform fit, integration needs and commercial structure.
Responsibilities
Confirm permissions, acquiring relationships and each party’s responsibilities.
Integration
Plan the technical, operational and launch route.
Need additional build capacity? Implementation Support can help with architecture, UX and UI, integration and pre-launch testing. Scope and delivery ownership are agreed with your team.
Explore Implementation SupportHow to reach us.
- Phone
- 0330 088 1251
- Business hours
Monday to Friday9:00am to 6:00pm
- Address
Bank House
Bank Street
Manchester
England. M45 7JF
Ready to take the next step?
Tell us about your business, the customers you serve and what you want to build. We’ll bring the relevant commercial, technical and operations specialists into the conversation.
Visit us at our Manchester office.
Arrange a visit to Bank House to meet the team, explore the platform and talk through your plans. Contact us so we can get this arranged for you.
Acquiring infrastructure for international platforms.
Build and operate across the UK, Europe and the United States from a single governed PayFacLite® operating foundation.
United Kingdom
Regulated acquiring foundation
Europe
Infrastructure for multi-market propositions
United States
Infrastructure for international growth
Market availability depends on programme structure, product scope and applicable regulatory requirements.
- Verofy Ltd (trading as Verofy® Acquiring) — FCA Authorised Payment Institution
- PCI DSS Level 1
- Safeguarding in line with regulatory requirements
- United Kingdom
What will you build?
Keep control of the customer relationship, shape a proposition that’s yours, and create more value in your business. We’ll help map the right operating model.
A clear view of your platform route.
- Your proposition
- Who it serves and what it offers.
- The operating model
- Where the regulatory boundary sits.
- Delivery and integration
- How your team connects and goes live.