Loading
Loading
Everything you need to know about PayFacLite®.
Yes. PayFacLite® services are delivered through an FCA-authorised and regulated payment institution. Partners are not required to become regulated payment providers themselves — the regulatory complexity sits with us.
PayFacLite® is a B2B payment infrastructure platform that enables software companies, utilities, and service organisations to offer branded payment services under their own name. We provide the regulated backend — payment processing, compliance, and operational framework — so your business can focus on customers, not payment operations.
No. PayFacLite® manages the operational framework including processing, monitoring, payment operations, compliance, and customer support. Your business focuses on sales, relationships, and growth while we handle the payment complexity.
If you're running a software platform and payments still feel like someone else's problem, you're leaving money on the table — and probably handing your merchants a worse experience than they deserve.
If you're an ISO, ISV, or software provider looking to own more of the payment stack, the question isn't whether to act — it's how fast you can move. The payments industry rewards partners who control their merchant relationships and pricing. It penalises those who rely on someone else to do it for
If you're an ISO, ISV, or software provider operating in the UK market, you've probably asked yourself the same question at some point: why am I sending my merchants to someone else's payment platform and leaving money on the table?
Getting merchants live quickly isn't just a nice-to-have — it's a commercial necessity. Every day a merchant spends stuck in onboarding is a day you're not earning revenue, and they're not building trust in your platform. That's the reality most payment providers are working against, and it's exactl
Payments used to be someone else's problem. You built the software, ran the operations, or managed the merchant relationships — and you handed off the payment piece to a third party, watching margin and control disappear with it. That model made sense once. It doesn't anymore.
If you're an ISO, you already know the frustration. You bring the merchants, you manage the relationships, and you do the hard work of selling — but when it comes to the actual infrastructure behind ISO payment processing, you're often left dependent on someone else's platform, someone else's rules,
A Payment Facilitator (PayFac) is the modern model for payment processing where platforms can process payments directly for their sub-merchants, replacing the traditional ISO (Independent Sales Organisation) middleman model. PayFacLite® provides the infrastructure to operate as a PayFac without the complexity of becoming one yourself.
Traditional ISOs act as middlemen between merchants and payment processors. PayFacLite® eliminates this intermediary by providing direct acquirer relationships, faster onboarding (minutes not weeks), branded payment services, and transaction revenue sharing — all under your own brand.
Partners participate in transaction revenue from every payment processed through their platform. This includes recurring fees, subscriptions, and per-transaction income — all automated through the PayFacLite® infrastructure.
With PayFacLite®, merchant onboarding is completed in minutes through our unified white-label platform. Decisions are typically delivered within 0-60 minutes, with same-day transacting available.
PayFacLite® supports all major payment methods including in-person card transactions, remote payments, integrated payments, and online payments. Partners can offer a complete omnichannel payment service under their own brand.