Frequently Asked Questions

PayFacLite® is recognised as a best-in-class payment facilitation platform because we combine simplicity with comprehensive functionality. Unlike other payment processing platforms, we focus specifically on UK-based businesses, provide automated compliance management, and offer straightforward payment facilitation pricing without hidden fees. Our embedded payments solution integrates seamlessly into your existing business model.

PayFacLite® includes integrated compliance management that helps ensure your business meets all regulatory requirements for payment facilitation. Additionally, the platform provides automated settlement services that handle fund distribution to sub-merchants efficiently and transparently, reducing manual reconciliation work and improving cash flow management for your business.

Yes, PayFacLite® is fully compliant with UK payment regulations and industry standards. Our payment facilitation platform includes automated compliance management to ensure your business and all sub-merchants meet regulatory requirements. This eliminates the complexity of manual compliance tracking and helps protect your business from regulatory risks.

Yes. PayFacLite® services are delivered through an FCA-authorised and regulated payment institution. Partners are not required to become regulated payment providers themselves — the regulatory complexity sits with us.

PayFacLite® offers comprehensive payment facilitation software featuring sub-merchant onboarding, automated compliance management, embedded payments capability, real-time transaction processing, and streamlined settlement services. Our platform is specifically designed for UK businesses and provides an end-to-end payment processing solution with minimal technical complexity.

PayFacLite® offers comprehensive payment facilitation features including: sub-merchant onboarding automation, real-time transaction processing, built-in compliance management to meet regulatory requirements, and automated settlement services. These features are designed to streamline your payment operations, reduce manual processes, and ensure your business stays compliant with payment industry standards.

Yes, PayFacLite® is specifically designed to enable embedded payments, allowing you to integrate payment processing directly into your platform or application. This makes it an ideal payment facilitation platform for businesses looking to offer seamless, integrated payment experiences to their customers and sub-merchants without requiring separate payment gateways.

PayFacLite® is a payment facilitation platform that enables UK-based businesses to become payment facilitators. It provides a complete solution for sub-merchant onboarding, transaction processing, compliance management, and automated settlement services. By using PayFacLite®, you can embed payment processing directly into your business model and offer payment services to your sub-merchants without the complexity of managing multiple acquiring relationships.

PayFacLite® is a payment facilitation platform that enables UK-based businesses to become payment facilitators (PayFacs). Our platform streamlines sub-merchant onboarding, handles transaction processing, manages compliance requirements, and automates settlement services. This allows businesses to embed payments directly into their operations and offer payment processing to their customers.

PayFacLite® is a B2B payment infrastructure platform that enables software companies, utilities, and service organisations to offer branded payment services under their own name. We provide the regulated backend — payment processing, compliance, and operational framework — so your business can focus on customers, not payment operations.

No. PayFacLite® manages the operational framework including processing, monitoring, payment operations, compliance, and customer support. Your business focuses on sales, relationships, and growth while we handle the payment complexity.

PayFacLite® streamlines sub-merchant onboarding through automated processes that handle merchant verification, documentation collection, and compliance checks. This reduces the time and resources required to onboard new merchants, allowing you to scale your payment facilitation business faster while maintaining regulatory compliance and reducing operational friction.

If you're an ISO, you already know the frustration. You bring the merchants, you manage the relationships, and you do the hard work of selling — but when it comes to the actual infrastructure behind ISO payment processing, you're often left dependent on someone else's platform, someone else's rules,

If you're an ISO, ISV, or software provider looking to own more of the payment stack, the question isn't whether to act — it's how fast you can move. The payments industry rewards partners who control their merchant relationships and pricing. It penalises those who rely on someone else to do it for

If you're an ISO, ISV, or software provider operating in the UK market, you've probably asked yourself the same question at some point: why am I sending my merchants to someone else's payment platform and leaving money on the table?

Getting merchants live quickly isn't just a nice-to-have — it's a commercial necessity. Every day a merchant spends stuck in onboarding is a day you're not earning revenue, and they're not building trust in your platform. That's the reality most payment providers are working against, and it's exactl

Payments used to be someone else's problem. You built the software, ran the operations, or managed the merchant relationships — and you handed off the payment piece to a third party, watching margin and control disappear with it. That model made sense once. It doesn't anymore.

If you're running a software platform and payments still feel like someone else's problem, you're leaving money on the table — and probably handing your merchants a worse experience than they deserve.

A Payment Facilitator (PayFac) is the modern model for payment processing where platforms can process payments directly for their sub-merchants, replacing the traditional ISO (Independent Sales Organisation) middleman model. PayFacLite® provides the infrastructure to operate as a PayFac without the complexity of becoming one yourself.

Traditional ISOs act as middlemen between merchants and payment processors. PayFacLite® eliminates this intermediary by providing direct acquirer relationships, faster onboarding (minutes not weeks), branded payment services, and transaction revenue sharing — all under your own brand.

PayFacLite® offers transparent, competitive payment facilitation pricing tailored to your business needs. Our pricing is based on transaction volume and the services you utilise, including sub-merchant onboarding, transaction processing, and settlement services. We recommend contacting our sales team for a customised quote based on your specific requirements.

Partners participate in transaction revenue from every payment processed through their platform. This includes recurring fees, subscriptions, and per-transaction income — all automated through the PayFacLite® infrastructure.

With PayFacLite®, merchant onboarding is completed in minutes through our unified white-label platform. Decisions are typically delivered within 0-60 minutes, with same-day transacting available.

PayFacLite® supports all major payment methods including in-person card transactions, remote payments, integrated payments, and online payments. Partners can offer a complete omnichannel payment service under their own brand.