The ISO is dead,
long live PayFacLite^®

Settlement is where control, visibility, and commercial value converge. PayFacLite^® is designed to move partners closer to that point, giving them a stronger role across the payment lifecycle and greater ownership of the customer relationship. Because in payments, the closer you are to settlement, the greater the advantage.

PayFacLite^® sets a new standard in merchant onboarding, giving partners a unified experience to capture commercial terms and activate merchants faster. Applications can be completed in minutes, with decisions typically returned within 30 minutes, so merchants can begin transacting the same day. Recurring fees, including subscriptions, can be automated to simplify collection, streamline payouts, and support a more scalable commercial model.

PayFacLite^® provides the operational and compliance infrastructure behind the service, so partners can offer payments without taking on the full complexity themselves. From processing and monitoring to payment operations, the platform handles the operational heavy lifting. Delivered through a fully regulated payments environment, PayFacLite^® helps reduce the need for partners to build specialist payments teams or absorb the same operational demands internally. You stay focused on customers and growth. We keep everything else on track.