ISVs, make your platform
the place customers run
their financial services.
Bring payments, lending, collections and more into the software your customers already use. You own the product and commercial proposition; PayFacLite® operates the regulated acquiring foundation beneath it.
Your platform leads. PayFacLite® operates the foundation.
Your product stays the front door to the financial services your customers need. You own the experience and commercial proposition; PayFacLite® operates the agreed acquiring and payment foundation behind it.
- Keep customers in your product
- Connect financial-service journeys to the workflows customers already rely on, without handing the relationship to another provider.
- Make payment activity useful
- Bring payment events, status and settlement information into the views and workflows your customers and teams use every day.
- Build a proposition you own
- Shape the journey, service mix and commercial model for your market within the scope of your agreed programme.
Native integration. One governed foundation.
Build financial-service journeys into your product through an integration route that fits your roadmap and engineering model.
Workshop
Define the proposition, customer journeys and delivery scope with your product, engineering and operations teams.
User journey
Design how customers discover, access and manage services inside your software.
Integration
Connect your product to PayFacLite® through the agreed APIs, SDKs and events.
UAT
Test customer journeys, operational hand-offs and reporting before approval to go live.
Launch
Go live with your first customers, then extend the services within your agreed programme.
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
An embedded payment proposition inside the product you own.
Your software shapes the customer experience. PayFacLite® operates the regulated acquiring and payment foundation connected to it.
- Product integration
- Connect agreed APIs, events and payment services to the workflows your product already supports.
- Customer journeys
- Shape how customers apply, accept payments and view payment activity inside your software.
- Commercial configuration
- Agree products, services and commercial terms for the Embedded proposition and programme.
- Operating foundation
- PayFacLite® operates the agreed acquiring, onboarding, risk, processing and settlement capabilities beneath the product.
One agreed operating foundation
Build the experience around your platform. Connect to PayFacLite®’s agreed payment capabilities without assembling the acquiring and operational foundation yourself.
- Payment activity in your product
- Surface agreed application, payment and status information where customers need it.
- Settlement and reconciliation
- Bring available settlement information into the operational views your platform supports.
- Clear responsibilities
- Your platform shapes the experience. PayFacLite® operates the agreed acquiring foundation; regulated responsibilities stay with the relevant entity.
Your financial platform.Powered by PayFacLite®
You control
Shape the product, interface and journeys your team owns.
- Design your productOwn the frontend, architecture and the way the product works.
- Shape every journeySet the UX, UI and workflows your customers move through.
- Embed the servicesDecide how PayFacLite® services fit inside your platform.
- Put your data to workUse operational and event data in your own systems.
PayFacLite® operates
- Connect to acquiringAcquirer-direct acquiring.
- Verify merchantsMerchant verification and anti-money-laundering controls.
- Assess and approveUnderwriting, risk review and ultimate approval.
- Process and settleProcessing, settlement and reconciliation.
- Monitor the operationOngoing monitoring and regulatory operations.
Support, updates and assurance
- PayFacLite® integrationPlatform layer access and technical support.
- Platform operationsPlatform and operations support.
- Updates and statusSoftware updates and the status page.
- Monthly assuranceMonthly performance and audit reports.
- Hosting optionsPayFacLite-hosted or self-hosted.
Licence, modification and maintenance terms; supplied source and components; native apps and app-store arrangements; support and report scope; hosting responsibilities; permitted product presentation and parameters; and regulatory roles are agreed for each programme. Platform access or a licence does not itself confer regulated status.
Embed payments into your platform. Your way.
Choose how your team connects payments to your software. Every route supports the embedded experience you own, on PayFacLite®’s governed operating foundation.
- APIOne documented contract for your product.
- SDKsPartner-preview clients; confirm stack coverage.
- MCP agentsPermissioned tooling in partner preview.
- Keys & tokensWorkspace credentials for your integration.
- AuthenticationSecure access for your application.
- Signed webhooksOperating events returned to your platform.
Plan the embedded payment journey with PayFacLite® specialists, then work through a supported, reviewable route to launch.
Best when your team wants implementation support.
Partner preview. Tooling and supported operations depend on approved workspace access.
- route
- Guided
- foundation
- One governed PayFacLite® foundation
- surface
- MCP or the supported agent interface
- surface
- Sandbox
- surface
- The documented API contract
Technical delivery, built in
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
Agree the proposition around your operating model.
Confirm the platform components, commercial terms, delivery responsibilities and service scope before launch.
Agreed for each proposition
Embedded product integration
Agree the APIs, events, integration surfaces and product journeys that bring payment acceptance into your software.
- APIs and events
- Integration surfaces
- Product journeys
Building on the layer does not confer regulatory permission on the platform; the regulated entity beneath PayFacLite® holds the regulated relationships and retains ultimate risk approval. Lending is subject to eligibility, programme availability and applicable partner-provider conditions. Payouts are subject to programme eligibility.
Acquiring infrastructure for international platforms.
Build and operate across the UK, Europe and the United States from a single governed PayFacLite® operating foundation.
United Kingdom
Regulated acquiring foundation
Europe
Infrastructure for multi-market propositions
United States
Infrastructure for international growth
Market availability depends on programme structure, product scope and applicable regulatory requirements.
- Verofy Ltd (trading as Verofy® Acquiring) — FCA Authorised Payment Institution
- PCI DSS Level 1
- Safeguarding in line with regulatory requirements
- United Kingdom
What will you build?
Keep control of the customer relationship, shape a proposition that’s yours, and create more value in your business. We’ll help map the right operating model.
A clear view of your platform route.
- Your proposition
- Who it serves and what it offers.
- The operating model
- Where the regulatory boundary sits.
- Delivery and integration
- How your team connects and goes live.