Launch the platform built for acquirers.
The regulated platform infrastructure, operating technology and technical capacity beneath your acquiring operation. You control the programme, merchant proposition, partner ecosystem and commercial model.
The acquiring infrastructure that operates on your terms.
An Acquirer needs more than a payment product. It needs a platform capable of supporting its merchant strategy, partner ecosystem, operational controls and commercial model, without rebuilding every infrastructure layer from scratch.
- Control the proposition
- Set the merchant strategy, payment products, commercial model and customer experience around your operation.
- Control the partner ecosystem
- Define how ISVs, SaaS companies and other partners access and build on your acquiring platform.
- Control the operating model
- Structure the programme, responsibilities, technical delivery and service arrangement around your organisation.
Your strategy sets the order. The platform follows it.
The arrangement is defined around the acquiring operation you run, not around a standard programme shape.
Acquiring strategy
Your products, merchant strategy, partner ecosystem and the acquiring environment you operate within.
Operating model
The platform arrangement, responsibilities, governance and service structure, defined around your organisation.
Partner programme
How ISVs, SaaS companies and distribution partners access your platform, and on what commercial terms.
Integration
APIs, events and operational interfaces connected to your estate, and the whole operation exercised end to end.
Live operation
The platform runs under your permissions and governance, and extends as the strategy does.
Add PayFacLite® technical delivery where architecture, integration or additional build capacity is wanted. It never changes the responsibilities of the arrangement.
Your acquiring platform.Powered by PayFacLite®
Cloud and mobile applications
Choose the surfaces that connect your merchants to the acquiring operation.
- Cloud applicationShape the merchant-facing experience around your products, workflows and brand.
- Mobile applicationExtend your acquiring proposition to merchants on mobile.
Your organisation operates
Set the acquiring strategy and controls held by your organisation.
- Acquirer direct channelOperate the acquiring channel under your permissions and governance.
- Merchant acquisitionSet the merchant strategy, proposition and commercial approach.
- Acquirer partner programmeDecide how partners access and build on your acquiring platform.
- Acquirer Control CentreDirect the regulated operating controls and decisions held by your organisation.
PayFacLite® provides the platform capabilities
- Platform and hostingPayFacLite Platform, with self host or managed hosting as agreed for your operation.
- Merchant onboardingPlatform workflows to support your merchant acquisition operation.
- Merchant decisioning and riskMerchant decisioning with Fraud & risk configuration.
- Products and partner programmesProducts & Services alongside Partner programmes.
- Monitoring and reportingMonitoring and Reporting for operational oversight.
Support, updates and assurance
- PayFacLite® integrationPlatform layer access and technical support.
- Platform operationsPlatform and operations support.
- Updates and statusSoftware updates and the status page.
- Monthly assuranceMonthly performance and audit reports.
- Hosting optionsPayFacLite-hosted or self-hosted.
Licence, modification and maintenance terms; supplied source and components; native apps and app-store arrangements; support and report scope; hosting responsibilities; permitted product presentation and parameters; and regulatory roles are agreed for each programme. Platform access or a licence does not itself confer regulated status.
Give your partners a payments proposition built on yours.
Partners take payment propositions to market on the platform you define, through controlled routes, embedded experiences or platform-led client relationships.
- Partner access and roles
- Define how each partner accesses and operates within your platform, including the specific permissions you choose to allow.
- Commercial configuration
- Structure agreed programme economics, products and services, and commercial arrangements around each partner.
- Hosted and Embedded propositions
- Enable partners to bring payment products to market through the experience that fits their business.
- Shared operating foundation
- Consistent onboarding, payment operations, settlement and reporting beneath every partner proposition.
Fully managed partner channel
Partners take payment propositions to market on the platform you define, through controlled routes, embedded experiences or platform-led client relationships.
Your ISO, ISV, SaaS and distribution partners
Set your risk appetite.Govern acquiring decisions.
You set the criteria and retain review and approval; AI supports merchant review and risk monitoring.
Acquiring controls
- Risk appetite & decision controls
- Configure programme rules, thresholds, review routes and decision parameters around your operating model.
- MCC, market & sector controls
- Apply merchant category code (MCC), market and sector criteria that determine where and how the acquiring operation runs.
AI-assisted operations
- AI-assisted merchant onboarding
- AI supports application review against your criteria, evidence requirements and controls; your organisation retains review and approval.
- AI-assisted fraud & risk monitoring
- Surface risk signals, anomalies and exceptions across the merchant portfolio for controlled investigation and action.
Control plane
Automation with governance
Human review and accountability stay visible at every risk and onboarding decision.
Your risk appetite · your controls · one governed acquiring platform
Turn operating data into regulatory readiness.
Bring programme reporting, operating evidence and regulated-return preparation onto one platform. Align it with the governance and responsibilities of the acquiring operation you control.
Programme & portfolio reporting
Bring merchant, payment, risk, settlement and operational activity into one controlled reporting view.
Regulated-return preparation
Prepare the data, evidence and reporting outputs required for regulatory returns and operating obligations.
Governance & management information
Give accountable teams clearer visibility of programme performance, controls, exceptions and operating trends.
Auditable operating evidence
Maintain the structured records and operational context needed to support review, governance and regulatory engagement.
Operating evidence
Reporting supports accountability
PayFacLite® provides the platform data and preparation capability. Accountability for regulatory returns remains with the relevant regulated entity.
Acquirer data · operating evidence · regulatory readiness · automated reporting templates · scheduled tasks
Structure the platform around your acquiring strategy.
The platform arrangement is defined around your acquiring model, partner ecosystem and operational requirements.
Commercial & service arrangement
Licensed platform
Choose monthly or annual licensing for hosted or self-hosted models. Configure bespoke integrations around your supply chain, business processes and operational requirements.
- Licensing terms
- Deployment model
- Acquiring integrations
Acquiring infrastructure for international platforms.
Build and operate across the UK, Europe and the United States from a single governed PayFacLite® operating foundation.
United Kingdom
Regulated acquiring foundation
Europe
Infrastructure for multi-market propositions
United States
Infrastructure for international growth
Market availability depends on programme structure, product scope and applicable regulatory requirements.
- Verofy Ltd (trading as Verofy® Acquiring) — FCA Authorised Payment Institution
- PCI DSS Level 1
- Safeguarding in line with regulatory requirements
- United Kingdom
What will you build?
Keep control of the customer relationship, shape a proposition that’s yours, and create more value in your business. We’ll help map the right operating model.
A clear view of your platform route.
- Your proposition
- Who it serves and what it offers.
- The operating model
- Where the regulatory boundary sits.
- Delivery and integration
- How your team connects and goes live.