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Most ISVs don't realise they're leaving millions in revenue on the table by outsourcing payment processing to third parties when they could be capturing that value themselves. The traditional approach forces you to choose between building expensive infrastructure from scratch or accepting razor-thin margins from payment processors who control your customer relationships.
Over 2,500 UK businesses trust PayFacLite® to power their payment operations, from emerging SaaS companies to established platforms processing millions in transactions monthly.
Every day you delay implementing your own payment processing platform, you're losing potential revenue streams. Third-party processors typically capture 70-80% of the transaction value that should flow to your business.
Consider this: A SaaS platform processing £1 million monthly through traditional processors earns perhaps £20,000-£30,000 in revenue share. That same platform operating as a payment facilitator captures £60,000-£80,000 monthly — nearly triple the revenue.
Beyond revenue loss, you're sacrificing control over critical business functions:
Customer Relationship Erosion: Your merchants interact with the payment processor's brand during onboarding and support. You become invisible in the most important payment moments.
Data Blindness: Transaction analytics and merchant insights flow to your processor, not your systems. This prevents you from optimising conversion rates and identifying opportunities.
Margin Compression: As transaction volume grows, processors rarely improve pricing. They extract increasing value while your margins remain static or decline.
Innovation Constraints: Custom payment flows or industry-specific requirements become impossible when constrained by standard processor offerings.
PayFacLite® transforms your organisation into a regulated payment facilitator without requiring years of development or millions in compliance investment. Our payment processing platform delivers the technology stack, regulatory framework, and operational support needed to capture payment revenue directly.
Rapid Market Entry: Deploy payment processing capabilities within 48 hours rather than the typical 18-24 months. Our pre-built compliance framework eliminates usual barriers to entry.
Revenue Optimisation: Capture the full payment value chain through direct merchant relationships and transaction fees. Clients typically see 200-300% increases in payment-related revenue within year one.
Operational Excellence: Automated sub-merchant onboarding handles KYC checks, risk assessment, and compliance verification without manual intervention. Scale merchant acquisition without proportional overhead increases.
Regulatory Confidence: Maintain PCI DSS Level 1 compliance, FCA authorisation, and comprehensive fraud monitoring. Inherit enterprise-grade security without building capabilities internally.
Custom Integration: Unlike rigid processor APIs, PayFacLite® adapts to your technology stack through flexible integration patterns. Support webhook events, REST APIs, or custom settlement frequencies.
Risk Management: Advanced fraud detection monitors transaction patterns across your merchant portfolio, preventing chargebacks before they impact your bottom line.
Step 1: Platform Integration (Week 1) Our technical team integrates PayFacLite® with your existing systems through secure API connections. Configure merchant onboarding workflows, payment endpoints, and settlement automation according to your requirements.
Step 2: Merchant Onboarding (Week 2) Activate automated merchant acquisition with streamlined KYC processes. Your merchants complete onboarding in minutes, not days, while maintaining full compliance standards.
Step 3: Revenue Optimisation (Ongoing) Monitor performance through comprehensive analytics dashboards. Track merchant acquisition, transaction volumes, and revenue growth with real-time reporting.
Join over 2,500 UK businesses already capturing the full value of their payment processing.
Get your free revenue assessment: Our payment experts will analyse your current processing volume and show you exactly how much additional revenue PayFacLite® can generate for your business.
[Schedule Free Consultation →]
Or call our payment specialists directly at 0800 123 4567 to discuss your specific requirements.
Implementation typically completes within 48 hours. No upfront costs or long-term contracts required.
We provide a 90-day performance guarantee with full refund if our platform doesn't achieve the transaction approval rates and settlement speeds specified in your service agreement. Our confidence stems from 99.9% uptime across our entire client portfolio.
Most clients save 40-60% on total payment processing costs within six months of switching to PayFacLite®. Our transparent pricing model eliminates hidden fees, and increased revenue capture typically covers transition costs within the first quarter.
Yes, our seamless migration process transfers existing merchants without service interruption. We coordinate the technical transition whilst you maintain all customer communications, preserving relationships and ensuring continuity of service.
PayFacLite® maintains the payment facilitator registration and assumes primary regulatory responsibility. You operate as our sub-facilitator under our compliance framework, significantly reducing your direct regulatory exposure whilst maintaining operational control.
Technical integration typically completes within 5-7 business days for standard implementations. Our pre-built connectors support major e-commerce platforms, CRM systems, and accounting software, minimising custom development requirements and accelerating deployment.