Payment Processing Platform Without Legacy Infrastructure Overhead
Most ISVs don't realise they're leaving millions in revenue on the table by outsourcing payment processing to third parties when they could be capturing that value themselves. The traditional approach forces you to choose between building expensive infrastructure from scratch or accepting razor-thin margins from payment processors who control your customer relationships. Over 2,500 UK businesses** trust PayFacLite® to power their payment operations, from emerging SaaS companies to established platforms processing monthly.
The Hidden Cost of Outsourced Payment Processing
Every day you delay implementing your own payment processing platform, you're losing potential revenue streams. Third-party processors typically capture 70-80% of the transaction value that should flow to your business. Consider this: A SaaS platform monthly through traditional processors earns perhaps 20,000 pounds-30,000 pounds in revenue share. That same platform operating as a payment facilitator captures 60,000 pounds-80,000 pounds monthly, nearly triple the revenue. Beyond revenue loss, you're sacrificing control over critical business functions:Customer Relationship Erosion**: Your merchants interact with the payment processor's brand during onboarding and support. You become invisible in the most important payment moments. Data Blindness: Transaction analytics and merchant insights flow to your processor, not your systems. This prevents you from optimising conversion rates and identifying opportunities. : As transaction volume grows, processors rarely improve pricing. They extract increasing value while your margins remain static or decline. **Innovation Constraints: Custom payment flows or industry-specific requirements become impossible when constrained by standard processor offerings.