Amazon for books.
Uber for taxis.
PayFacLite for payments.

Changing the Balance of Power

Built to Change the Model

Meet PayFacLite® — the platform built to move partners beyond the old payments model. Challenging the structure. Redefining the position. After years of working closely with leading acquirers in the UK, one thing became clear: the market had become too comfortable with legacy structures that protected incumbents, limited innovation, and kept too many partners locked into the lower end of the value chain. Too often, the balance of power sat with the provider, not the partner building the customer relationship. PayFacLite® was created to change that. Our approach is built around giving partners a stronger position in payments — moving beyond the outdated ISO model and into a PayFacLite® position with greater control, stronger brand ownership, and a more valuable role across the payment lifecycle. Through a unique integration layer, regulated infrastructure, and a modern cloud and app-based platform, we enable organisations to launch with an acquirer-level experience under their own brand. From onboarding and decisioning to settlement visibility, merchant controls, reporting, and platform connectivity, PayFacLite® is designed to give partners the technical foundation to compete more seriously, scale more confidently, and challenge the incumbents without taking on the regulatory, compliance, or operational burden of a full PayFac model. Delivered through a fully regulated payments environment and supported by an FCA-authorised and regulated payment institution, PayFacLite® is more than infrastructure. It is a challenger platform built to help partners launch enterprise, operate closer to the value layer, and build stronger long-term commercial positions in the market. PayFacLite®. Move beyond ISO. Launch enterprise.