Amazon for books.
Uber for taxis.
PayFacLite for payments.

Changing the Balance of Power

Delivering Market Change

PayFacLite^® the platform built to help partners move beyond legacy payment structures. Challenging the structure. Strengthening the position. After years of working closely with leading acquirers in the UK, one thing became clear: the market had become too comfortable with legacy structures that protected incumbents, limited innovation, and kept too many partners locked into the lower end of the value chain. Too often, the balance of power sat with the provider, not the partner building the customer relationship. PayFacLite^® was created to change that. It is designed to give partners a stronger position in payments — helping them move beyond the outdated ISO model with greater control, stronger brand ownership, and a more valuable role across the payment lifecycle. Through a unique integration layer, regulated infrastructure, and a modern cloud- and app-based platform, PayFacLite^® enables organisations to launch a stronger payment experience under their own brand. From onboarding and decisioning to settlement visibility, merchant controls, reporting, and platform connectivity, PayFacLite^® provides the technical foundation to help partners compete more seriously, scale more confidently, and challenge incumbents without taking on the regulatory, compliance, or operational burden directly. Delivered through a fully regulated payments environment and supported by an FCA-authorised and regulated payment institution, PayFacLite^® is a challenger platform designed to help partners launch at enterprise level, operate closer to the value layer, and build stronger long-term commercial positions in the market.

PayFacLite^®. Move beyond ISO. Launch enterprise.