Payment Facilitator for SaaS Without Technical Infrastructure
Most SaaS companies don't realise they're leaving up to thirty percent of their potential revenue on the table by relying on third-party payment processors instead of becoming their own payment facilitator for SaaS operations. Whilst your competitors struggle with lengthy integration timelines and technical complexity, forward-thinking SaaS platforms are capturing payment revenue, improving customer retention, and gaining complete control over their payment experience through payment facilitation.
businesses across the UKUK Organisations
PayFacLite® powers payment facilitation for SaaS companies across the UK, processing monthly. Our FCA-regulated platform delivers enterprise-grade compliance without the enterprise-grade complexity that traditionally holds back growing SaaS businesses. > "PayFacLite® transformed our payment strategy. We've increased revenue by 22% and reduced customer churn by 18% since becoming our own payment facilitator." - Sarah Chen, CTO at TechFlow Solutions
What You're Losing Without Payment Facilitation
Every month you delay becoming a payment facilitator for SaaS, you're sacrificing measurable business value: Revenue Leakage: Payment processing fees that could be revenue are flowing to external processors. A SaaS company processing just fifty thousand pounds monthly loses approximately six thousand pounds annually in potential revenue. Customer Experience Friction: Your users experience disjointed payment flows with third-party branding, reducing conversion rates by up to fifteen percent. When customers hit payment friction, they don't just abandon transactions, they question your platform's reliability. Data Blind Spots: Without direct payment relationships, you lack transaction-level insights that drive retention strategies. You can't identify at-risk customers early or optimise pricing based on payment behaviour patterns. Competitive Disadvantage: Whilst you depend on external processors, competitors with payment facilitation offer faster onboarding, better economics to merchants, and integrated financial products that lock in customers. **Scaling Limitations: Third-party processors impose volume caps, geographic restrictions, and industry limitations that constrain your growth trajectory just when expansion becomes critical. The cost of inaction compounds monthly. SaaS companies that implement payment facilitation early capture market share whilst competitors remain dependent on external infrastructure.
Complete Payment Facilitation Solution for SaaS
PayFacLite® transforms SaaS platforms into fully-licensed payment facilitators without technical risk or compliance burden, which means you capture payment revenue whilst maintaining focus on your core product development.48-Hour Sub-Merchant Onboarding: Our automated KYB engine onboards your customers faster than traditional merchant services, reducing time-to-revenue and improving customer satisfaction scores. The system handles identity verification, sanctions screening, and risk assessment automatically.FCA-Regulated Compliance Management**: We maintain your regulatory obligations including AML monitoring, transaction reporting, and scheme compliance. You avoid the complexity of financial services regulation whilst operating with full legal authority. Automated Settlement Processing: Funds flow directly to your sub-merchants according to configurable settlement schedules, ensuring predictable cash flow management and reduced operational overhead. You control holding periods and settlement timing based on risk profiles. Real-Time Transaction Monitoring: Our platform processes payments whilst simultaneously screening for fraud and regulatory compliance, maintaining high approval rates without exposure to financial crime risks. Multi-Acquiring Redundancy: We connect you with multiple acquiring banks and alternative payment methods, delivering higher transaction success rates and reduced dependency on single payment routes. Revenue Share Optimisation: Configure interchange-plus pricing models that maximise your payment revenue whilst remaining competitive for sub-merchants, improving unit economics across your entire customer base. Split Payment Capabilities: Handle complex multi-party transactions including marketplace commissions, vendor payments, and platform fees in single API calls, simplifying reconciliation and improving cash flow visibility. **Embedded Financial Products: Offer working capital, expense management, and business banking services to sub-merchants through our partner network, creating additional revenue streams and increased customer lifetime value.
Ready to Become Your Own Payment Facilitator?
Don't let another month pass losing revenue to external processors. See exactly how much you could gain with payment facilitation.Get your free revenue impact assessment** - we'll calculate your potential additional revenue, cost savings, and competitive advantages based on your current transaction volume. **[Schedule Your Free Assessment →]Or speak directly with our payment facilitation specialists: 📞 0330 088 1251 📧 **hello@payfaclite.co.uk Assessment takes 15 minutes. No obligations. Results delivered within 24 hours.
Frequently Asked Questions
What happens if PayFacLite® doesn't meet our transaction volume requirements?
We guarantee 99.9% uptime with automatic failover to backup processors. If our platform experiences downtime affecting your revenue, we provide service credits equal to twice your lost processing fees. Our multi-acquiring setup ensures transaction success rates above industry averages.
How do switching costs compare to staying with our current processor?
Most SaaS companies recover switching costs within ninety days through improved economics and reduced payment friction. We provide detailed ROI calculations based on your current volumes and pricing. Implementation risk is minimal since we handle all technical complexity and regulatory requirements.
Can we maintain existing merchant relationships during transition?
Yes, we support gradual migration strategies that preserve customer relationships. Your existing merchants continue processing whilst new customers onboard directly to your payment facilitator programme. We coordinate with your current processor to ensure smooth transitions without service disruptions.
What regulatory liability do we assume as a payment facilitator?
Under our FCA authorisation, PayFacLite® maintains primary regulatory responsibility whilst you operate as our agent. We handle compliance monitoring, regulatory reporting, and liaison with financial authorities. Your liability is limited to standard sub-merchant screening obligations that we automate through our platform.
How quickly can we start processing payments?
Technical integration typically completes within two weeks, with live transaction processing starting immediately after testing. Your first sub-merchants can begin accepting payments within forty-eight hours of completing onboarding. We provide dedicated implementation support to ensure rapid deployment.