Loading
Loading
Most platform businesses don't realise they're leaving £200,000+ in annual revenue on the table by relying on third-party payment processors. When you outsource your payment infrastructure, you surrender control over transaction data, customer relationships, and monetisation opportunities.
PayFacLite® provides complete payment infrastructure for platforms without the 18-month development cycles or £2M+ compliance costs. We deliver production-ready payment facilitation infrastructure in 48 hours, not 18 months.
Trusted by 150+ UK platforms processing £400M+ annually
Every day your platform operates without its own payment infrastructure costs you money and strategic advantages you can't recover.
Revenue Leakage: Third-party processors capture 15-30% of your potential payment monetisation. A platform processing £10M annually loses £300,000+ in revenue share opportunities.
Customer Data Blindness: You can't see payment patterns, customer lifetime value indicators, or churn signals. This data darkness prevents optimisation of your core platform experience.
Merchant Relationship Vulnerability: Your merchants build relationships with external processors, not your platform. When merchants grow, they often bypass your platform entirely.
Pricing Control Limitations: You cannot offer competitive rates or create value-added services around payments. Your merchants compare your embedded solution against direct processor relationships.
Compliance Dependency Risk: Processor policy changes can shut down entire merchant segments overnight. One policy update recently forced 40+ platforms to find new solutions within 30 days.
The opportunity cost compounds monthly. Platforms that implement dedicated payment infrastructure typically see 23% revenue increases within the first year.
PayFacLite® delivers everything platforms need to own their payment operations without technical complexity or regulatory burden.
Automated KYB processes with real-time decision engines mean your merchants start processing in hours, not weeks. Our system handles identity verification, risk assessment, and compliance documentation automatically.
Direct acquiring relationships with UK banks provide competitive interchange rates. Better margins for your platform, lower costs for merchants. We process all major card schemes plus alternative payment methods.
Full FCA authorisation and PCI DSS Level 1 compliance handled entirely by our team. You never worry about regulatory changes or audit requirements.
Configurable settlement schedules with reserve management ensure merchants receive funds reliably while you maintain cash flow control. Split payments and marketplace functionality included.
Machine learning models trained on £2B+ transaction data identify suspicious patterns before they impact your platform, reducing chargeback rates.
Comprehensive transaction monitoring with merchant performance insights and revenue optimisation recommendations enable data-driven decisions.
REST APIs with comprehensive documentation and sandbox environment support 48-hour integrations. Deploy payment infrastructure without months of custom development.
Our infrastructure handles transaction volumes from £100K to £100M+ monthly with 99.9% uptime and sub-200ms API response times.
Step 1: Platform Assessment (Day 1) Our team analyses your platform requirements, transaction patterns, and merchant types. We configure compliance parameters and risk models specific to your business model.
Step 2: Infrastructure Deployment (Day 2) We provision your dedicated payment infrastructure including acquiring connections, compliance frameworks, and reporting systems. Your sandbox environment becomes available within 48 hours.
Step 3: Integration and Testing (Days 3-5) Your development team implements our REST APIs using comprehensive documentation and dedicated support. We provide staging environments and testing tools.
Step 4: Go-Live Support (Day 5+) Full production deployment with ongoing technical support and compliance monitoring. Your platform begins processing payments with complete infrastructure ownership.
Stop losing £200,000+ annually to third-party processors. See how PayFacLite® can transform your platform's payment infrastructure in just 48 hours.
[Schedule Your Free Platform Assessment →]
Or speak directly with our payment infrastructure specialists: 0800 123 4567
Limited availability: We onboard only 12 new platforms monthly to ensure implementation quality.
PayFacLite® requires no upfront investment or minimum volume commitments. You pay only for transactions processed, starting from your first transaction. Platforms typically break even within 60 days and see positive ROI within 90 days. If your platform doesn't benefit financially, we offer a full refund within the first 30 days.
We maintain parallel processing during migration with automatic fallback protection. Zero-downtime deployment means merchants continue processing without interruption. Our 99.9% uptime SLA includes service credits for any disruptions. We've completed 300+ platform migrations without a single merchant experiencing downtime.
PayFacLite® handles all regulatory compliance including FCA reporting, PCI DSS maintenance, and policy updates. Our compliance team monitors regulatory changes and implements updates automatically. You receive legal protection through our £10M professional indemnity insurance. Regulatory risk transfers entirely to PayFacLite®.
Yes, our white-label solution provides complete branding control including custom checkout experiences, merchant dashboards, and email communications. Merchants see only your platform branding throughout the payment experience. API responses and webhook notifications use your domain and styling preferences.
Our infrastructure automatically scales to handle volume increases without manual intervention. We've processed single-day volume spikes of 400% without performance degradation. Additional acquiring relationships and reserve capacity ensure your platform handles growth without payment bottlenecks.