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Most ISVs don't realise they're leaving thousands on the table by outsourcing transaction processing instead of controlling their own payment stack.
Trusted by over 150 UK organisations processing millions in transactions monthly through our FCA-regulated platform.
Every month you delay implementing your own transaction processing UK solution, you're haemorrhaging revenue. Whilst your competitors capture payment margins and own customer relationships, you're stuck paying premium rates to third-party processors who treat your business as just another merchant.
The financial impact compounds quickly. A typical SaaS company processing one million pounds annually loses approximately thirty thousand pounds in payment margins alone. Beyond the immediate revenue loss, you forfeit valuable transaction data that could inform product decisions, customer segmentation, and churn prevention strategies.
Without direct payment control, you cannot offer flexible pricing models, implement sophisticated dunning management, or provide real-time payment analytics to your customers. Your growth becomes constrained by someone else's infrastructure limitations and pricing decisions.
The opportunity cost extends beyond financial metrics. Customer acquisition becomes more expensive when you cannot offer embedded payment experiences. Retention suffers when payment failures occur outside your control. Your product roadmap stagnates because payment innovation requires lengthy third-party negotiations.
PayFacLite® delivers enterprise-grade transaction processing UK capabilities without the traditional infrastructure burden. Our platform enables ISVs and SaaS companies to become payment facilitators, capturing payment margins whilst maintaining complete control over customer experiences.
Our sub-merchant onboarding system processes applications within forty-eight hours, compared to industry averages of two weeks. This speed advantage translates directly into faster customer acquisition and reduced abandoned sign-ups. The automated compliance management ensures your payment programme meets FCA requirements without dedicated compliance staff.
Transaction processing operates at institutional grade with 99.9% uptime and sub-second response times. Our distributed architecture prevents single points of failure whilst maintaining PCI DSS Level 1 compliance. This reliability means your payment infrastructure never becomes a bottleneck for business growth.
The automated settlement engine distributes funds to sub-merchants within twenty-four hours, improving cash flow compared to traditional T+3 settlement cycles. Risk management algorithms analyse transaction patterns in real-time, flagging suspicious activity before chargebacks occur. These proactive measures reduce your overall payment risk exposure.
Payment data flows directly into your systems through comprehensive APIs, enabling sophisticated analytics and customer insights. Revenue reporting provides granular visibility into payment performance, helping optimise pricing strategies and identify growth opportunities.
Step 1: Programme Design and Approval We analyse your business model and transaction patterns to design an optimal payment facilitation structure. Our compliance team prepares FCA submissions whilst our technical team configures your payment stack. This parallel approach reduces time-to-market from months to weeks.
Step 2: Platform Integration and Testing Your development team integrates with our APIs using comprehensive documentation and sandbox environments. We provide dedicated technical support throughout integration, ensuring smooth deployment. Rigorous testing validates all payment flows before going live.
Step 3: Launch and Ongoing Support Your payment programme launches with full monitoring and support coverage. Our dedicated account management team provides ongoing optimisation recommendations based on transaction data analysis. Regular platform updates introduce new capabilities without disrupting existing operations.
Calculate your potential savings with our ROI calculator and speak to a payment specialist today.
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Our payment experts will analyse your current processing costs and show you exactly how much revenue you could recover with PayFacLite®. Most clients see ROI within 4 months.
What happens if the platform doesn't meet our transaction volume requirements? Our infrastructure scales automatically to handle volume spikes without performance degradation. We've successfully processed Black Friday traffic surges exceeding 500% of normal volumes. If you outgrow our platform capabilities, we provide migration assistance to ensure business continuity.
How do switching costs compare to staying with our current processor? Most clients recover switching investments within four months through captured payment margins. Our migration team handles the technical transition, minimising internal resource requirements. The revenue upside from payment facilitation typically exceeds switching costs by 300% in year one.
How quickly can we start processing transactions? Typical implementation takes 4-6 weeks from contract signature to live processing. Our fastest deployment was completed in just 18 days for an urgent client requirement. We provide weekly progress updates throughout the entire process.
Ready to transform your payment processing? Schedule your consultation today →
Our infrastructure scales automatically to handle volume spikes without performance degradation. We've successfully processed Black Friday traffic surges exceeding 500% of normal volumes. If you outgrow our platform capabilities, we provide migration assistance to ensure business continuity.
Most clients recover switching investments within four months through captured payment margins. Our migration team handles the technical transition, minimising internal resource requirements. The revenue upside from payment facilitation typically exceeds switching costs by 300% in year one.
We maintain full FCA authorisation and PCI DSS Level 1 certification with regular audits. Our compliance team monitors regulatory changes and implements updates automatically. We provide indemnification for compliance-related issues arising from platform defects.
Yes, our platform supports gradual migration strategies that preserve existing merchant relationships. You can onboard new merchants through PayFacLite® whilst maintaining legacy relationships through existing processors. This approach minimises transition risk whilst accelerating time-to-value.
Every client receives dedicated technical account management with direct engineer access. Our support team maintains 99.5% first-response SLA within two hours during business hours. Emergency support operates twenty-four hours with guaranteed response within thirty minutes.