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Most SaaS companies leave thousands in monthly revenue on the table by treating payments as a cost centre.
While you perfect your core product, payment processing remains a black box—generating revenue for someone else's platform.
PayFacLite® changes this. Our SaaS payment processing platform transforms your business into a registered payment facilitator. You capture payment processing revenue, control the customer experience, and build deeper relationships through embedded payments.
Trusted by 200+ UK technology companies. Over 2 million transactions processed. 99.9% uptime.
Our FCA-regulated infrastructure handles sub-merchant onboarding to automated settlement. You focus on what you do best while we manage payment facilitation complexity.
Every month you delay implementing payment facilitation, you experience three compounding losses:
Revenue Loss: The average SaaS company foregoes 0.5% to 1.2% of gross payment volume in processing revenue. For £500,000 monthly processing, that's £2,500 to £6,000 missed revenue each month.
Customer Control Loss: External payment processors create friction and dependency. Your customers interact with unfamiliar interfaces, receive third-party statements, and experience support disconnects. This fragmentation weakens relationships and increases churn.
Competitive Disadvantage: You build someone else's moat instead of your own. No custom payment flows. No unique settlement terms. No differentiated billing experiences that become competitive advantages.
The opportunity cost extends beyond immediate losses. SaaS companies with embedded payment facilitation see:
These metrics compound monthly, creating an ever-widening performance gap.
PayFacLite® transforms your SaaS from payment processor dependent to fully-fledged payment facilitator.
Seamless Onboarding: Sub-merchant activation happens within your platform in under 48 hours. No external portals. No lengthy applications. Our compliance engine handles FCA requirements and risk assessment automatically.
Embedded Processing: Users process payments without leaving your environment. Real-time notifications through your interface. Payment analytics integrated with your dashboard. Unified experience while we handle routing, authorisation, and settlement.
Transparent Compliance: PCI DSS Level 1 certification maintained automatically. Regulatory requirements updated behind the scenes. Dispute management and chargebacks handled completely. Enterprise-grade compliance without operational overhead.
Automated Settlement: Configure schedules that align with your business model. Daily transfers, weekly batches, or custom timing by transaction type. Multi-party splits, fee calculations, and reserve management run automatically.
Cost Optimisation: Intelligent processing route selection reduces costs by 12-18% compared to standard SaaS payment processing. Dynamic routing based on transaction characteristics maximises efficiency.
Stop leaving thousands in monthly revenue on the table.
Get your free PayFacLite® implementation assessment:
Or call 0800 123 4567 to speak with a payment facilitation specialist.
Join 200+ UK SaaS companies already capturing payment processing revenue with PayFacLite®.
We provide a complete integration guarantee with dedicated technical support throughout implementation. Our RESTful APIs work with any technology stack, and we offer pre-built integrations for popular SaaS frameworks. If integration challenges arise, our technical team provides hands-on assistance until your platform is fully operational.
PayFacLite® maintains comprehensive professional indemnity insurance and regulatory compliance coverage. As the registered payment facilitator, we assume regulatory liability for transaction processing whilst you maintain control over your customer relationships. Our compliance team handles all dispute management and regulatory reporting requirements.
We support parallel processing during transition periods, allowing gradual migration without service disruption. Your existing arrangements continue operating whilst new customers onboard through PayFacLite®. Most SaaS companies complete full migration within 30-60 days whilst maintaining uninterrupted service for existing customers.
Revenue generation begins immediately after your first sub-merchant processes their initial transaction. Most SaaS platforms see their first payment processing revenue within 48 hours of completing platform setup. Monthly revenue typically reaches 2-4% of gross payment volume processed through your platform.
PayFacLite® pricing scales with your transaction volume, making payment facilitation profitable at any processing level. Companies processing as little as 10,000 pounds monthly typically achieve positive ROI within 90 days. Our transparent fee structure ensures you only pay for actual usage whilst capturing processing revenue from every transaction.