What happens if PayFacLite® doesn't integrate properly with our existing platform?

Our RESTful APIs are designed for compatibility with modern platform architectures. We provide dedicated technical support during integration and offer customisation options for unique requirements. If integration proves impossible due to technical constraints, we provide full refund within 30 days of contract signature.

How quickly can we start processing live transactions?

Most platforms process their first live transaction within 7-14 days of contract signature. This includes API integration, compliance setup, and regulatory submissions. We provide project management support to ensure timeline adherence and remove integration bottlenecks.

What if regulatory requirements change after we launch?

PayFacLite® automatically adapts to regulatory changes without requiring platform modifications. We monitor FCA guidance, PCI DSS updates, and industry regulations continuously. Compliance updates are implemented automatically, ensuring ongoing adherence without operational disruption.

How do we ensure our merchants receive proper support?

You maintain the primary merchant relationship whilst PayFacLite® handles technical payment issues. We provide white-label support documentation and can offer co-branded support services. This approach preserves your customer relationships whilst ensuring expert payment support.

What happens to our data if we decide to change providers?

Complete data portability is guaranteed through our API. Transaction histories, merchant records, and compliance documentation are exportable in standard formats. We provide migration support to ensure smooth transitions without data loss or operational disruption.

Payment Facilitation for Platforms

Payment Facilitation for Platforms Without Infrastructure Headaches

Most platforms discover too late that building payment facilitation in-house costs 18 months and over 500,000 pounds in compliance infrastructure alone. Meanwhile, their competitors are already processing transactions and capturing revenue from every payment.

PayFacLite^® eliminates the technical complexity and regulatory burden of becoming a payment facilitator. Our platform handles sub-merchant onboarding, transaction processing, and compliance management so you can launch payment services in weeks, not years.

The Hidden Costs of Delayed Payment Integration

Every month without embedded payments represents lost revenue and competitive disadvantage. Platforms that delay payment facilitation face mounting pressure:

Revenue Leakage**: Without payment facilitation, you're directing customers to external payment providers, losing transaction visibility and potential revenue streams. Industry research shows platforms capture 15-30% additional revenue when they control the payment experience.Customer Churn Risk: Fragmented payment experiences create friction. When customers encounter multiple login screens, different user interfaces, and disconnected workflows, abandonment rates increase by 67%. Your platform becomes just another step in their process rather than the central hub.Competitive Vulnerability: Whilst you're building infrastructure, competitors with embedded payments are capturing market share. They're offering unified experiences, better pricing through payment margins, and deeper customer relationships through transaction data.Compliance Exposure: Building payment facilitation requires FCA authorisation, PCI DSS compliance, anti-money laundering controls, and ongoing regulatory reporting. The compliance burden grows heavier each quarter, not lighter.Development Resource Drain: Engineering teams spend months building payment infrastructure instead of core platform features. This opportunity cost compounds as product development slows whilst competitors accelerate.