Trusted by Over 200 UK Businesses for Complete Compliance Peace of Mind PayFacLite^® powers payment facilitation for ISVs, SaaS platforms, and technology companies across the United Kingdom. Our compliance management system handles everything from FCA reporting requirements to PCI DSS maintenance, ensuring your payment programme operates within regulatory boundaries whilst you focus on growing your core business.

The Hidden

Cost of Non-Compliance: What You're Risking Every Day Most ISVs don't realise they're gambling with their entire business model when they attempt payment facilitation compliance management on their own. The stakes have never been higher. Every transaction processed without proper compliance frameworks exposes you to regulatory penalties starting at £50,000. The Financial Conduct Authority issued 67 enforcement actions in 2023 alone, with payment service providers representing the fastest-growing category of violations. Beyond immediate financial penalties, compliance failures trigger cascading business damage: - Banking relationships deteriorate as institutions view you as high-risk

• Customer acquisition costs multiply due to unreliable payment processing - Revenue growth stagnates without regulatory certainty for scaling
• Technical resources get diverted from innovation to compliance documentation UK payment regulations evolve continuously. Open Banking standards, Strong Customer Authentication protocols, and anti-money laundering requirements create an ever-expanding compliance burden. Hiring compliance specialists costs £80,000+ annually minimum. Building internal systems demands months of development time plus ongoing maintenance. There's a better way.

Complete Payment

Facilitation Compliance Management That Actually Works PayFacLite^® transforms compliance from a business risk into a competitive advantage. Our platform handles every aspect of UK regulatory requirements so you can focus entirely on growing your payment programme. Our system tracks over 200 regulatory data points in real-time. Violations are prevented before they occur rather than discovered during audits. We maintain continuous PCI DSS Level 1 certification, so your sub-merchants inherit enterprise-grade security without implementing their own programmes. The platform automatically generates all required reports. Your FCA submissions are always accurate and submitted on time. Anti-money laundering screening processes every transaction against global sanctions lists. Risk assessment happens automatically for every sub-merchant onboarding. Our underwriting algorithms analyse over 50 risk factors in seconds, approving good merchants quickly whilst maintaining strict standards. Machine learning algorithms identify suspicious patterns immediately. Our dispute management system handles chargeback responses automatically, improving win rates whilst eliminating administrative burden. Settlement reporting provides full transaction visibility. Reconciliation tools eliminate manual processes, helping your finance team close books faster with audit-ready documentation.