Loading
Loading
Most ISVs don't realise they're leaving £2.3 million annually on the table by avoiding payment facilitation — all because they fear the technical complexity and regulatory burden of becoming a payment facilitator.
While your competitors struggle with 18-month development cycles, PCI compliance nightmares, and regulatory uncertainty, you could be capturing payment revenue within 48 hours using PayFacLite®'s comprehensive PayFac as a service for ISVs.
Trusted by 200+ UK businesses | FCA regulated | PCI DSS Level 1 compliant | 99.9% uptime guarantee
Every month you delay implementing payment facilitation, your ISV loses substantial revenue and competitive positioning. Here's what continues to slip away:
Revenue Leakage: ISVs typically forfeit 1.2-2.8% of gross payment volume by referring customers to external payment providers. For a software company processing £10 million annually, this represents £120,000-£280,000 in lost revenue each year.
Customer Acquisition Disadvantage: Your prospects evaluate payment integration as a core feature, not an afterthought. ISVs without embedded payments lose 34% more deals during the evaluation process because prospects perceive payment referrals as incomplete solutions.
Competitive Vulnerability: While you direct customers to external payment providers, competitors with embedded payment facilitation capture both software and payment revenue. They use this additional margin to undercut your pricing while maintaining profitability.
Integration Friction: Each external payment provider relationship creates implementation delays. Your customers face extended onboarding periods, multiple vendor relationships, and fragmented reporting — all of which increase churn risk during the critical first 90 days.
Data Blind Spots: Without payment facilitation, you lose visibility into transaction patterns, payment failures, and revenue optimization opportunities. This data gap prevents you from providing proactive customer success interventions and identifying upselling opportunities.
The financial impact compounds monthly. An ISV processing £50 million in customer transactions annually could lose over £1.4 million in revenue while simultaneously weakening their competitive position and customer relationships.
PayFacLite® eliminates every technical and regulatory barrier preventing ISVs from launching payment facilitation programmes. Our platform handles the complex infrastructure while you focus on growing your core software business.
Regulatory Compliance Without Legal Teams: We maintain FCA authorisation and handle all regulatory requirements, avoiding the 12-18 month authorisation process and ongoing compliance costs that typically exceed £150,000 annually.
Sub-merchant Onboarding That Actually Works: Our automated onboarding system processes sub-merchant applications in under 24 hours with 94% approval rates. Your customers start accepting payments immediately instead of waiting weeks for traditional merchant account approvals.
Transaction Processing at Scale: PayFacLite® processes over £2 billion annually across multiple payment methods and currencies. Your customers access enterprise-grade payment infrastructure without enterprise complexity or costs.
Automated Settlement and Reporting: Our platform automatically calculates commissions, handles split payments, and provides real-time transaction reporting through your existing dashboard. You gain complete payment visibility without building separate financial systems.
Risk Management and Fraud Prevention: Advanced machine learning algorithms monitor transaction patterns and flag suspicious activity in real-time. Protect both your business and sub-merchants without hiring dedicated risk specialists.
PCI DSS Compliance Inheritance: Your customers inherit our Level 1 PCI DSS compliance automatically. They avoid the cost and complexity of achieving independent PCI certification while maintaining the highest security standards.
Developer-First Integration: RESTful APIs and comprehensive documentation enable integration in 48 hours rather than months. Your development team ships payment features faster while maintaining code quality and security standards.
Every feature connects directly to revenue generation and competitive advantage. ISVs using PayFacLite® typically see 23% faster customer acquisition and 31% higher customer lifetime value compared to those referring payment processing externally.
Our proven implementation process eliminates complexity while ensuring regulatory compliance and optimal performance.
Step 1: Technical Integration (Week 1): Your developers integrate our RESTful APIs using our comprehensive documentation. Most ISVs complete integration within 2-3 days. Our support team provides dedicated assistance throughout the process.
Step 2: Compliance Setup (Week 2): We handle all FCA compliance requirements on your behalf. Your business is automatically covered under our regulatory umbrella without additional authorisation applications or legal complexity.
Step 3: Testing and Validation (Week 3): Comprehensive testing ensures perfect integration with your existing systems. We validate transaction processing, settlement flows, and reporting integration before going live.
Step 4: Launch and Scale: Begin processing customer payments immediately. Our platform scales automatically with your transaction volume, supporting growth from hundreds to millions of transactions monthly.
Stop losing £120,000-£280,000 annually to external payment providers. Start your PayFac as a service journey today and begin capturing payment revenue within 48 hours.
Limited Time: Implementation normally £15,000 — waived for the next 20 ISVs who qualify.
Get Your Free PayFac Revenue Assessment — See exactly how much revenue you're losing and get a custom implementation roadmap.
Or speak to a payment specialist: Call 0203 000 0000 (Mon-Fri, 9am-6pm)
Join 200+ UK ISVs already capturing payment revenue with PayFacLite®. Average revenue increase: £340,000 in year one.
We offer a 90-day revenue guarantee. If you don't see measurable increases in payment-related revenue within 90 days of launching your payment programme, we'll refund all platform fees paid during that period. Our confidence comes from 200+ successful ISV implementations.
PayFacLite® automatically adapts to all FCA regulatory changes without requiring action from your team. We maintain full regulatory compliance as part of our core service, including policy updates, reporting modifications, and procedural changes. You inherit compliance automatically without monitoring regulatory developments.
Yes, we provide complete data portability and technical migration support. Our APIs export all transaction data, sub-merchant records, and configuration settings in standard formats. We also offer technical consulting to ensure smooth transitions to alternative platforms if your business strategy changes.
PayFacLite® includes comprehensive fraud protection and chargeback management. Our machine learning systems prevent 99.2% of fraudulent transactions, and we handle all chargeback disputes automatically. ISVs are protected from financial liability through our reserve fund and insurance coverage.
Our infrastructure automatically scales to handle transaction volume increases without performance impact. We process over £2 billion annually and have never experienced a scaling-related outage. Our 99.9% uptime SLA includes automatic compensation if we fail to meet performance standards.