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Most ISVs think they need to choose between building their own payment stack or accepting expensive third-party rates forever. They're leaving serious revenue on the table because they don't know there's a third option.
Trusted by 200+ UK businesses including leading SaaS platforms, marketplaces, and enterprise ISVs who've discovered the power of payment facilitation without the technical burden.
Every month you delay implementing your own payment facilitation programme, you're watching profits walk out the door. Here's what that really costs you:
Revenue leakage that compounds monthly: When you rely on external payment processors, you're typically paying 0.5% to 1.5% more than you need to. For a platform processing 1M annually, that's 5,000-15,000 in pure profit lost every year.
Customer acquisition friction: Your prospects abandon sign-ups when they hit external payment pages. Our data shows platforms lose 23% of potential customers during payment onboarding with traditional processors.
Competitive disadvantage: While you're explaining why payments take 3-5 days to set up, your competitors with embedded payment facilitation are onboarding merchants in hours.
Pricing flexibility constraints: External processors lock you into their pricing models. You can't offer competitive rates to win enterprise deals or create innovative pricing strategies that drive growth.
Data ownership gaps: Transaction data lives in someone else's system. You're making product decisions without complete customer intelligence, missing upsell opportunities, and unable to provide the analytics your merchants actually need.
The real kicker? Every quarter you wait, the gap widens. Your competitors gain market share while you're still dealing with integration headaches.
[Get Your Custom ROI Analysis - See Exactly How Much You're Losing →]
PayFacLite® eliminates the traditional barriers to payment facilitation without forcing you to become a payments company. We've built what the best payment facilitation platform should be: technically robust yet operationally simple.
Sub-merchant onboarding that scales: Our automated KYC and underwriting system onboards sub-merchants in under 48 hours, not weeks. The platform handles risk assessment, documentation verification, and compliance checks automatically, which means you can say yes to good merchants immediately instead of making them wait.
Transaction processing built for volume: We route transactions through optimal paths to maximise approval rates and minimise costs. Our intelligent routing considers merchant type, transaction value, and historical performance, which means your platform achieves higher conversion rates and better economics than standalone processing.
Compliance management that prevents problems: FCA regulation and PCI DSS compliance are built into our core infrastructure. We monitor regulatory changes, update compliance protocols automatically, and handle audit requirements, which means you stay compliant without dedicating internal resources to payments regulation.
Automated settlement that improves cash flow: Funds flow to your sub-merchants on your schedule, not ours. Configure settlement timing, hold policies, and reserve requirements to match your business model, which means you can offer competitive terms while managing your risk exposure appropriately.
Real-time reporting that drives decisions: Transaction data, merchant performance metrics, and settlement reports integrate directly into your platform via API. Your merchants see their payment data where they expect it, which means higher satisfaction and reduced support burden.
Pricing control that wins deals: Set your own processing rates, create merchant-specific pricing, and adjust margins in real-time. We provide the infrastructure; you control the economics, which means you can compete aggressively on price while maintaining healthy unit economics.
The platform architecture handles 10,000+ transactions per second with 99.9% uptime. We've processed over 500M for UK platforms in the last 24 months, proving this is the best payment facilitation platform for enterprise scale.
[Book Your Technical Demo - See PayFacLite® In Action →]
We've eliminated the complexity that typically takes 6-18 months to implement. While other payment facilitation platforms require massive technical overhead, we've streamlined everything:
Step 1: Application and approval (5-7 days) Complete our streamlined application process. We handle FCA sponsor bank relationships and regulatory approvals while you focus on your business. No lengthy compliance workshops or technical architecture meetings required.
Step 2: API integration (7-14 days) Our RESTful APIs integrate into existing platforms with minimal development work. Most ISVs complete integration using existing development resources in under two weeks. We provide sandbox environments, comprehensive documentation, and dedicated technical support throughout the process.
Step 3: Testing and go-live (7-10 days) Comprehensive testing in our sandbox environment ensures everything works perfectly before processing real transactions. Our team guides you through user acceptance testing, transaction flow validation, and settlement configuration. Once approved, you're processing payments and earning revenue from day one.
Step 4: Ongoing optimisation Post-launch, we continuously monitor performance and suggest optimisations. Regular reviews ensure you're maximising approval rates, minimising costs, and staying ahead of compliance requirements.
[Start Your 30-Day Implementation Today - Apply Now →]
Don't spend another quarter losing revenue to payment infrastructure you don't control. While your competitors are still dealing with external processors and lengthy integrations, you could be live with the best payment facilitation platform in under 30 days.
Limited availability: We only onboard 12 new platforms per quarter to ensure exceptional service quality.
[Schedule Your Strategy Call - Only 3 Spots Remaining This Quarter →]
Questions? Call us directly at 0203 808 1000 or email hello@payfaclite.com
We offer a 90-day risk-free trial period where you can test the platform with real transactions. If PayFacLite® doesn't meet your needs, we'll help migrate your merchants to an alternative solution at no cost to you or them.
Most ISVs save 0.3-0.8% on processing fees while gaining revenue from payment facilitation margins. For a platform processing £100k monthly, that typically means £3,000-£8,000 additional annual profit, not including the revenue from controlling your payment experience.
Yes, we handle merchant migration seamlessly. Existing merchants keep their current settlement schedules and terms while new merchants onboard directly onto PayFacLite®. The transition happens gradually without service interruption.
As an FCA-regulated payment institution, we monitor regulatory developments continuously and implement necessary changes automatically. You receive advance notice of any updates, but the compliance burden stays with us, not you.
Our infrastructure currently processes over £500M annually for UK platforms and scales automatically. We've handled Black Friday spikes of 10x normal volume without performance degradation, and our SLA guarantees 99.9% uptime even during peak periods.